Sam C. Rumph, III
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Sam has a long history of local ties to middle Georgia. He was born and reared in Marshallville, Macon County, Georgia, in a family associated with theorigin of today’s Peach industry. Sam earned his B.S. degree in Ocean Engineering at the United States Naval Academy and was commissioned in the U.S. Navy in 1993. After completing the Navy’s nuclear power training program, he served aboard a fast attack nuclear submarine as a naval Submarine Warfare Officer and was certified by the Naval Reactors Division of the U.S. Department of Energy as a Nuclear Engineer. In the Navy, Sam maintained a Top Secret – SCI security clearance and circumnavigated theworld during his tour of duty, successfully completing missions vital to U.S. national security, before beginning his legal career in 2002. Sam holds his Juris Doctor from theNorman Adrian Wiggins School of Lawat Campbell University in Raleigh, North Carolina. Sam’s practice is now devoted to representing the rights of the injured, the families of deceased victims, and a select number of other clients in litigation. He has repeatedly served as lead counsel in jury trials resulting in six and seven figure verdicts, numerous bench trials, hearings, and motions. He has been recognized as one of the top young lawyers in Georgia and named a Georgia Rising Star by Atlanta Magazine and the Super Lawyers™ publication in 2009 and 2010 (only 2.5% of the total lawyers in Georgia are listed as a Rising Star). Sam has also received the "AV" Preeminant Rating by Martindale Hubble, the highest attorney rating for demonstrated skill, professionalism and ethics. Sam is married and has three children. He is one of the founding members of the practice.
Most people recognize the growing need for the assistive care of the elderly in the United States. Because many are reluctant to place their loved one in a true nursing home environment, the "assisted living" community has been an option many have turned to in recent years. However, assisted living communities escape many governmental regulations that may put your loved one at great risk of danger.
In a recent blog article, I talked about liability insurance coverage. If you have obtained insurance rate quotes on your car, you know that automobile insurance is not cheap. If you have determined that you may need additional insurance on your car that is above the minimum required by state law, there is a cheaper alternative that may help.
President Reagan signed The Federal Nursing Home Reform Act or OBRA '87 in 1987 which included a set of minimum standards for care and a Bill of Rights for people living in certified nursing facilities. Among other rights, OBRA '87 gave every patient the right to be free of unnecessary and inappropriate physical and chemical restraint. This body of laws defined the term "chemical restraint" to include "any drug that is used for discipline or convenience and not required to treat medical symptoms." 42 C.F.R. § 483.13. Why would medications be used inappropriately in the first place?
If you have a car or some other vehicle, then you are required by law to have automobile insurance, specifically, liability coverage. Simply put, liability insurance coverage provides a measure of financial protection for you against damages you become legally obligated to pay because of a wreck you caused. How much you need is a more difficult question to answer. Below are some thoughts from an attorney that focuses on dealing with situations where having liability coverage is necessary.
Almost 11,000 people are hurt on the job every day across the United States, and 13 people go to work and never come home according to the United States Department of Labor's Occupational Safety and Health Administration (OSHA). This translates into almost 4 million employees suffering from sort of work place injury every year. For the injured worker, this means a loss of income and medical expenses that need to get paid.
Medical payments coverage is an optional add-on provision to your automobile insurance policy. It is not required coverage in Georgia, but it is certainly recommended even if you have other health care coverage. Why? It is the most affordable health insurance you can have to cover your health expenses as a result of a car accident and can even be used to cover out of pocket expenses, deductibles, coinsurance, or co-pays with other health insurance.
Time and again we have had clients come in after being in a car wreck only to discover that there is no insurance coverage on the car that hit them and a lack of proper insurance coverage on their own car. Then we hear that frustrating phrase, “but I have full coverage, my agent told me so.” At that point we have to explain that the term “full coverage” means different things to different people. This problem is avoidable.
If you have a loved one in a long-term care facility, you may already know that falls pose a serious risk for their elderly population. An average nursing home with 100 beds reports 100 to 200 falls annually according to the Centers for Disease Control and Prevention (CDC) and many more go unreported. “One third of community-dwelling elderly persons and 60 percent of nursing home residents fall each year.” Minimizing the risk of falls for your loved one requires several approaches to deal with the unique factors which can predispose your loved one to this type of injury.
Accurately and completely portraying medical conditions and limitations on social security forms is vital to any successful disability application. Sometimes this means providing more information than what appears to be being asked by the social security administration.
When can I apply for the Social Security Disability? When should I apply? What is the likelihood that I will be found disabled? Do I really need an attorney or legal representative? I get these questions frequently from prospective clients. My next three blog entries will address these and other questions related to social security disability.
Teens are three times more likely to be involved in a fatal car wreck than other adult drivers. The CBS Evening National News this week devoted a portion of its nightly national coverage to a report on the alarming statistic showing that fatalities among teen drivers increased significantly in 2012. This article is devoted to summarizing that CBS report and the referenced studies.
In our last article, we looked at some alarming U.S. statistics regarding deficiencies noted in the care of residents in a nursing home environment. While there are many issues that can arise involving unsatisfactory patient care, one that is becoming increasingly prevalent is the development of pressure sores on patients.
This purpose of this post is to write briefly on how you can become your loved one's best healthcare advocate in a nursing home environment. Despite good steps taken by you in ensuring placement in a good quality nursing home or assisted living facility, unfortunately it does not mean that your loved one will be immune from suffering harms within a nursing home or assisted care environment. Some may even be wondering, “what if my loved one is already in a nursing home?”
If you have made the decision that your loved one needs to be placed in a nursing home, choosing the right facility may seem like an overwhelming task, but it does not have to be, especially if it is taken in small segments.