Macon Legal's Law Blog
If you have a car or some other vehicle, then you are required by law to have automobile insurance, specifically, liability coverage. Simply put, liability insurance coverage provides a measure of financial protection for you against damages you become legally obligated to pay because of a wreck you caused. How much you need is a more difficult question to answer. Below are some thoughts from an attorney that focuses on dealing with situations where having liability coverage is necessary.
In Georgia, if you get in a wreck, the at-fault driver pays. In Florida, if you get in a wreck, you pay, regardless of fault. The Florida system is called no-fault insurance. This disparity can cause tremendous problems for those of us Georgians that enjoy a quiet week in Panama City or a loud week in Daytona Beach, and find that we aren’t paying attention and cause a wreck. (this has never happened to me).